General Insurance Agents Near Me

General Insurance Agents Near Me – For 60 years, The General has made it our business to provide 5-star coverage – with great low rates, low copayments and flexible payment options to keep you covered.

The General offers a variety of auto insurance coverage options, including warranty, collision, comprehensive, and full coverage. Call us, schedule a call, or speak with us today to find the coverage that’s right for you.

General Insurance Agents Near Me

General listens to our customers, and we make their priorities our own: affordable auto insurance rates, excellent service, and a fast and easy claims process. But don’t take our word for it.

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“Excellent service and easy to apply, I would recommend The General to all my friends and family.”

“Quick and easy. Low prices. The only time I had to file a claim was fun and helpful.”

“During these difficult times, it is good to know that there is an insurance company lending a helping hand without giving up service.”

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“The General has always worked with us on everything. Very friendly service every time. We will never change.”

“In 1989, I couldn’t afford insurance on my first car. But the General was there and gave me a break at a low price.”

We’re proud to say that The General is one of the best auto insurance companies in the industry. Don’t take our word for it: Credit rating agency AM Best gives these insurers an “A/Excellent” financial stability rating, third out of 13 ratings.

At General, we offer auto insurance coverage even for high-risk drivers that other insurance companies cannot insure. Many insurance companies don’t cover drivers who find themselves without insurance for six months or more, but that’s not an issue with General. We know that not everyone has perfect credit or an outstanding driving record, but they still need car insurance.

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The General opened for business in 1963. We have grown tremendously since then but still maintain our core value of providing affordable coverage to all drivers.

Our nearly 60 years of business is important when choosing car insurance. Our long-time customers know they can rely on general auto insurance when an accident occurs. The insurance industry is built on trust: our customers must trust us to help them through the most difficult times in their lives. Many of our clients are second and third generation, who come to us through recommendations from family members and friends.

Over the years, we have invested in the latest technologies. Our award-winning mobile app allows you to make a payment, report a claim and manage your policy anywhere, anytime. This is just one example of how The General is constantly updating our technology to deliver the best customer experience.

The amount you pay for car insurance depends on several factors, and no two people are the same. Get your free, no-obligation quote and find out what we can do for you. A general auto insurance quote requires your zip code (which reveals your local accident rate), and other personal information such as your age, credit history, and family insurance exclusions.

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If you decide to purchase a policy after receiving an online quote, we will need the following details of all drivers and vehicles in your household to give you a specific premium amount:

If you like your quote – and you almost certainly will – you can go ahead and purchase your policy online. Choose your payment method and submit the order with a click or touch. Simply print your insurance card, and you’re good to go!

You can buy general insurance in 46 states and Washington, D.C. The amount you pay for car insurance depends a little on the country you live in. We offer policies for drivers in both at-fault and no-fault situations. In cases of fault, or tort cases, victims of an accident caused by a driver can seek compensation from the at-fault party. In a no-fault state, every driver’s insurance company pays a driver’s medical bills and lost wages after an accident, unless the injuries are major.

In general, if you live in a city, expect to pay more in premiums than if you live in a rural area. Places with higher traffic volume have more collisions.

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There are also different government requirements when it comes to the minimum amounts of car insurance you need to carry. Most people should buy more than the minimum if they can afford it. Additional insurance protects your personal assets in the event of a serious accident.

General offers a full range of coverage options. Every driver must purchase the minimum liability coverage required by their state. Liability insurance covers damages caused by an at-fault driver to people and vehicles. It does not pay for your medical expenses, lost wages, or car repairs.

If your car is leased or you still owe payments on it, the lessor or lender will require you to carry collision and comprehensive auto insurance. Even if you own your car, you may still need this coverage if you can’t replace it after an accident.

Comprehensive coverage pays for damage caused by anything other than a collision. This may include theft, vandalism, hail, or a tree falling on the vehicle.

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Yes, general car insurance provides full coverage for drivers. Full coverage means the driver wants more than just liability coverage. Comprehensive coverage includes not only comprehensive and collision insurance, but also uninsured or underinsured motorist insurance.

While most states do not require you to purchase uninsured or underinsured motorist coverage, it is a good idea. Car insurance agents should offer you this option in most states. There are too many uninsured or underinsured drivers on the roads, and getting into an accident with one could hurt you financially without this type of coverage.

The amount of coverage you will need depends on your individual situation. If you have assets, such as a home or investments, you want to make sure you have adequate insurance in the event of a serious collapse. Otherwise, you could lose those assets in a lawsuit. If you don’t have a lot of assets, you won’t need a lot of insurance, but you should carry the minimum insurance required to legally operate a car in your state. Do you want to save on your car insurance? Contact me to check available coverage options and discounts or to get a quote

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I help Houston drivers choose insurance coverage to protect their vehicles and assets the way they want.

A lot has changed in life — self-driving cars, remote work, accelerators, carpooling — and now might be a good time to reconsider your insurance options. With your new Farmers Flex℠ personal auto insurance policy, I can help you explore coverage options so you can choose the insurance you want for your life today.

I’m a local Farmers® Agent, Maria DeEspinoza, and I work with individuals and families in Houston, Texas. I provide clients with information and discuss coverage options so they can choose automatic coverage that reflects how they want their vehicles and assets protected.

It is important to have the required car insurance. Learn about the different coverage options available to you so you can get the coverage you want.

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Liability coverage can help pay for others’ injuries and property damage when you are at fault for claims covered under the policy. This coverage is required by law in almost all states.

Collision coverage can help with the cost of repairing or replacing your vehicle for losses covered under the policy. It can provide coverage when collided with vehicles or other objects.

Comprehensive coverage can provide coverage for loss caused by things other than collision, such as theft, vandalism, hail, fire, flood, and damage to animals. Learn more about the difference between collision and comprehensive coverage, and how each can help you protect yourself from significant out-of-pocket costs for damage to your car.

You’re a good driver and get great rates – don’t let a single accident get you down. With accident forgiveness, Farmers will not raise your car’s premium due to an at-fault accident every three years you drive without an accident with Farmers.

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Each time your policy renews without a claim, you earn $50 (when renewing for six months) or $100 (when renewing annually) toward your deductible the next time you have a claim.

Enhanced Roadside Assistance and Roadside Assistance goes beyond 24/7 towing and roadside assistance to add ride-sharing money to continue the journey. Whether you’re stuck in the mud, have a flat tire, locked your keys in the car or left the lights on, this cover can help you get back on the road.

If your vehicle is determined to be a total loss, the Car Replacement Plus program allows you to replace it