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State Farm, USAA and Liberty Mutual offer the best insurance in Louisiana, with affordable rates and a variety of insurance coverage options.
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The best car insurance in Louisiana comes from providers who offer affordable rates and good coverage. For reliable coverage in Louisiana, Auto Leaders recommends State Farm Company, USAA Liberty Mutual, Geico Firm and the Louisiana Bureau of Investigation.
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The Presidents Team is committed to providing accurate information to help you make the best decision possible about your auto insurance. Because consumers trust us to provide objective and accurate information, we have created a comprehensive rating system to form our ranking of the best car insurance companies. We’ve gathered information on dozens of car insurance providers to rank companies by a wide range of factors. After 800 hours of research, the final result for each provider was an overall rating, with insurers who scored points at the top of the list.
To locate the best auto insurance companies in Louisiana, we evaluated cost averages from the Information Services quadrant along with customer ratings for service and reliability. Our ratings, which rank providers on a 10-point scale, also include discount options, features and plan availability.
Compare our top legal car insurance in Louisiana below. You can see our overall ranking along with scores in different categories for each provider.
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* Our research team considers national factors when evaluating providers. The list of providers on this map is specific to insurance in Louisiana.
To see how real people feel about different insurance companies, our team surveyed about 7,000 car insurance customers. The results of the survey were useful to our customers. All the businesses we recommend in Louisiana are included in the survey. In addition to our painstaking research, we also gather industry reviews from the following sources;
Below we take a deeper look at each of our top recommendations for the best insurance in Louisiana.
Our state firm is the top choice for the best insurance in Louisiana. The company offers many coverage options and is the most popular provider in Louisiana, according to the National Insurance Commission (NAIC).
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Pros Bonus student discount up to 25% usage-based Driver Safe & Save™ program wide variety of coverage options
Our team reached out to State Farm for comment on the BBB customer review score, but did not receive a response.
The state-owned firm is unique because it offers several programs that help drivers save money. Driver Save & Save is a user-based program that can award discounts of up to 30% for good drivers. In addition, State Farm has a program called Steer ClearⓇ that helps young drivers improve their skills and also offers discounts. This program is available to drivers under the age of 25.
The state-owned firm has a reputation for reliable customer service, which is one reason it is a popular provider in Louisiana. Above average in both marked so J.D. It’s called the 2012 US Insurance Study or the 2012 US Auto Satisfaction Study. In our survey, customers rated their overall satisfaction with State Farm as 4.2 out of 5.0.
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If you are a member of the military or a veteran, USAA offers some of the best insurance in Louisiana. USAA is also available to spouses and children of military members or veterans. In our research, we found that USAA is often the cheapest insurance company option for those who qualify. According to the US Department of Veterans Affairs, veterans make up 6.5% of the population in Louisiana, so USAA is available to many drivers in the state.
Our team reached out to USAA for comment on its policies on driving under the influence (DUI) convictions, but did not receive a response.
USAA has all the standard insurance options, plus a few upgrades like roadside assistance and rental car compensation. The company’s roadside assistance services include towing, spare tire installation, battery jump start, fuel delivery, lockout and winching services. Help can make breakdowns less of a hassle.
USAA offers an employment-based program in Louisiana called SafePilot. If you are a safe driver, you can save up to 30% on your car insurance plan with the account.
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If you drive to a company like the book, you may be able to get rideshare insurance from USAA. Finally, USAA partners with American collectors to provide classic car insurance.
USAA is known as a reliable service. The company scored 886 out of 1,000 in the J.D. Power of the 2012 US Insurance Study for the Southeast Region. This survey covered satisfaction with the bidding process, offering strategy, price, demand, and behavior. USAA also scored 890 out of 1,000 in the J.D. The potential of the 2022 US Auto Claims Satisfaction Study℠, which shows that more customers have positive experiences.
In our customer survey, USAA scored 4.3 out of 5.0 for overall satisfaction. Customers also rated the company’s customer service 4.2 out of 5.0.
Comparing multiple quotes is a good way to find the best car insurance in Louisiana, and Liberty Mutual is a great company to have on your list. Liberty auto loans include a variety of unique coverage options and good discounts for young drivers, who are often rated at higher premiums due to their high risk.
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Pros Good ratings from AM Best and the BBB Discounts for young drivers Many add-on options for customization
Our team reached out to Liberty Loans about the customer review scores on the BBB, but did not receive a response.
If you’re looking for the most coverage options, you don’t need anything more than Liberty Mutual. The provider offers a wide range of options for drivers to choose from. Of course, the company offers standard insurance options such as liability insurance or full coverage insurance. You can also accept;
That’s a lot to choose from. As a discount, Liberty Loans offers a usage-based program called RightTrack®, which gives safe drivers a discount of up to 30%.
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Overall, Liberty Mutual has a solid reputation. The company has a financial strength rating of A by AM Best and A+ by the BBB. We also rated our trucks 4.1 out of 5.0 for overall satisfaction. However, customer reviews on the BBB are mixed for Liberty Mutual.
Geico is another solid option if you’re looking for the best auto insurance in Louisiana. Geico has been around since 1936 and has strong industry reputations. It also offers a variety of government discounts, discounts for veterans, employees and students.
Our team reached out to Geico for comment on its JD Power scores, but did not receive a response.
Geico offers a variety of coverage options for a variety of situations. Whether you want minimal coverage for a larger car or full coverage insurance, you can find it with Geico. Additional Geico options include rental car reimbursement and emergency roadside assistance.
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Geico also offers mechanical breakdown insurance, which is similar to an extended warranty. This cover repairs certain parts in your car after a mechanical failure. Not many insurance companies offer this type of coverage.
Finally, if you have a classic, you can get coverage from American Geek. Classic car insurance is based on the contract value of the car which is reviewed annually. Geico may also cover replacement parts for the vehicle you may have owned.
In business since 1936, Geico has a great reputation in the industry. The company has a ++ financial strength rating from AM Best and an A+ rating from the BBB. However, they scored around the middle in the JD Powers 2022 Insurance Study and 2022 Claims Satisfaction Study. In our truck reviews, the Geico scored 4.1 out of 5.0 for overall satisfaction.
Louisiana Farm Bureau enters our list of the best insurance companies in Louisiana. Our averages show that Louisiana Farm Bureau offers affordable insurance premiums to many drivers in the state.
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You will not have coverage as a farmer, but you will pay a small annual fee to become a member. The Louisiana Farm Bureau represents the agricultural industry in the state, and members receive discounts on vehicles, equipment, travel and more. The Louisiana Farm Bureau is a member organization of the Southern Farm Bureau.
Louisiana Farm Bureau offers basic options like bodily injury liability and comprehensive coverage. You can get minimum or full coverage from the company policy. Along with additional coverage options, the Louisiana Insurance Bureau offers rental car coverage and travel assistance.
Louisiana caregivers can safely bring back their deductible with DriveDown, the company’s use-based program. DriveDown tracks your driving habits and rewards you as a safe driver. In turn, you get a discount at your own risk. You will receive a 5% discount on your risk just for signing up.
The Louisiana Farm Bureau’s insurance program began in the 1950s, and today the federation has offices in each of its areas.
